In 1992, South Florida was struck by Hurricane Andrew, a dangerous and destructive storm. That was the one that hit the Miami area and caused so much damage in the bedroom city of Homestead. We had a few after Andrew, but nothing to write home about. Then in 2005, the year of Katrina, five hurricanes struck Florida, one after the other.
With global warming alarmists predicting that hurricane seasons were going to get worse and worse, my homeowner's insurance company first started raising rates through the roof, and then decided to pull up stakes and stop doing business in Florida. They found an excuse to drop their clients... in my case, they sent an inspector around in the spring, noted some dead leaves on my roof (here, trees drop dead leaves in the spring when the new buds come out on the trees instead of in the fall), and terminated my insurance due to "debris on roof", and pulled out, leaving me to scramble for a new insurance carrier while thousands of other people were also scrambling. We really got burned on rates since there were so many of us, and Florida law requires us to carry homeowner's insurance if we have a mortgage.
We haven't had a hurricane hit us since.
A couple of months ago, my ex-insurance company gave me a call, cheerfully announcing that they were returning to Florida, and, if I'm really really lucky, I can sign up with them again.
I pretty much told them where to stick it.
Booker is right. The insurance companies have been sticking it to us here since 2005, even though the dire warnings from the global warming alarmists haven't panned out at all. In fact, it's been the diametric opposite of the predictions. The weather here in Florida has been Florida-beautiful.